Our Primary Investments

The Roscoe Financial Advisory Company uses consensus earnings estimates and Value Line Investment Survey when constructing core equity positions when individual issues are required.  However, our preference is to utilize a series of unique, low cost, investment vehicles whenever possible.  These funds are designed to perform in line with particular benchmarks or indices.

Although indexing is passive, there is plenty of activity and decision making involved in managing an index fund. With indexing, a portfolio replicating a financial index attempts to match its returns by investing in all or a high percentage of the securities comprising it.  Utilizing passive funds with active asset allocation allows us to minimize costs -- the fund’s, trading and often taxes.

Indexing avoids many of the pitfalls of actively managed funds at a fraction of the cost.  Our reluctance to give a mutual fund manager the ability to place a bet with our client’s funds is paramount to our decision to utilize index funds.  Indexing provides an odds-on bet that we can outpace most other funds and virtually guarantee never being at the bottom of the pack.

 

Many Mutual Fund Companies offer Indexed Mutual Funds. 

 

The underlying assets within each fund represent the strength and security of each mutual fund.  Investment return and principal value of an investment will fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original cost.  Future returns, both on an absolute and relative basis, are unpredictable and may be better or worst than those of the past

 

More Complete Information may be obtained within the prospectus 

 

Please examine the prospectus carefully before investing

 

As an extra security measure, The Roscoe Financial Advisory Company does not take possession of a client’s securities or funds.  Our clients never lose control of their investments and may call a toll-free number, or view their portfolios) on-line to secure detailed information regarding their holdings.

Holdings in our clients’ portfolios are monitored regularly.  Portfolio allocation is analyzed monthly—more frequently should significant additions or distributions occur within the portfolio.  Detailed “Quarterly Summaries” keep our clients up to date on the asset allocation and performance of their investments.

 

Home Page    Ι    Profile    Ι     Investments      

Links    Ι   The Hamiltons   Ι e-mail